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	<title>Comments on: Microloans as stocking stuffers: Kiva gift certificates help artists and fight global poverty</title>
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	<description>political art &#38; cultural policy</description>
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		<title>By: Rob Maguire</title>
		<link>http://artthreat.net/2009/12/kiva/comment-page-1/#comment-2435</link>
		<dc:creator>Rob Maguire</dc:creator>
		<pubDate>Mon, 14 Dec 2009 05:00:28 +0000</pubDate>
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		<description>Thanks for the clarification. It&#039;s really unfortunate that Kiva wasn&#039;t upfront about this from the get go. Kiva has, however, updated their website to more accurately describe how the funds are used. You can see the explanation here: &lt;a href=&quot;http://www.kiva.org/about/how&quot; target=&quot;_blank&quot;&gt;http://www.kiva.org/about/how&lt;/a&gt; </description>
		<content:encoded><![CDATA[<p>Thanks for the clarification. It&#039;s really unfortunate that Kiva wasn&#039;t upfront about this from the get go. Kiva has, however, updated their website to more accurately describe how the funds are used. You can see the explanation here: <a href="http://www.kiva.org/about/how" target="_blank">http://www.kiva.org/about/how</a></p>
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		<title>By: truthinlending</title>
		<link>http://artthreat.net/2009/12/kiva/comment-page-1/#comment-2430</link>
		<dc:creator>truthinlending</dc:creator>
		<pubDate>Sun, 13 Dec 2009 23:53:02 +0000</pubDate>
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		<description>Kiva is not what it seems -- it does not enable one-to-one loans.   
 
A recent blog post by microcredit expert David Roodman provoked a firestorm when it exposed that Kiva lenders are not, in fact, giving their money directly to the person whose picture they see and story they read.  
 
&lt;a href=&quot;http://blogs.cgdev.org/open_book/2009/10/kiva-is-not-quite-what-it-seems.php&quot; target=&quot;_blank&quot;&gt;http://blogs.cgdev.org/open_book/2009/10/kiva-is-...&lt;/a&gt; 
 
The New York times wrote a recent Kiva expose confirming that &quot;the direct person-to-person connection Kiva offered was in fact an illusion&quot; 
 
&lt;a href=&quot;http://www.nytimes.com/2009/11/09/business/global/09kiva.html?_r=2&quot; target=&quot;_blank&quot;&gt;http://www.nytimes.com/2009/11/09/business/global...&lt;/a&gt; 
 
In the interest of accuracy, please inform your readers that their donated funds are put into a pool and lent to borrowers who, may or may not, be like the ones in the pictures.  </description>
		<content:encoded><![CDATA[<p>Kiva is not what it seems &#8212; it does not enable one-to-one loans.   </p>
<p>A recent blog post by microcredit expert David Roodman provoked a firestorm when it exposed that Kiva lenders are not, in fact, giving their money directly to the person whose picture they see and story they read.  </p>
<p><a href="http://blogs.cgdev.org/open_book/2009/10/kiva-is-not-quite-what-it-seems.php" target="_blank"></a><a href="http://blogs.cgdev.org/open_book/2009/10/kiva-is-.." rel="nofollow">http://blogs.cgdev.org/open_book/2009/10/kiva-is-..</a>. </p>
<p>The New York times wrote a recent Kiva expose confirming that &quot;the direct person-to-person connection Kiva offered was in fact an illusion&quot; </p>
<p><a href="http://www.nytimes.com/2009/11/09/business/global/09kiva.html?_r=2" target="_blank"></a><a href="http://www.nytimes.com/2009/11/09/business/global.." rel="nofollow">http://www.nytimes.com/2009/11/09/business/global..</a>. </p>
<p>In the interest of accuracy, please inform your readers that their donated funds are put into a pool and lent to borrowers who, may or may not, be like the ones in the pictures.</p>
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